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Special Event Insurance in South Carolina

Planning a wedding, corporate event, or private gathering? Unexpected issues can arise, from weather disruptions to vendor cancellations. Special event insurance protects your investment by covering cancellations, property damage, liability claims, and other unforeseen circumstances that could impact your event.


At Hutson-Etherredge Companies, we help South Carolina residents and businesses secure comprehensive event insurance so they can celebrate with peace of mind.

What Does Special Event Cover? 

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Liability Protection

Covers injuries or property damage that may occur during the event, including guest accidents.

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Alcohol Liability Coverage

Protects against claims if alcohol is served and an incident occurs.

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Damage to Venue or Rental Property

Covers accidental damage to the venue, furniture, or rental equipment.

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Event Cancellation Coverage

Reimburses non-refundable deposits if your event is postponed or canceled due to illness, severe weather, or venue issues.

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Vendor No-Show Coverage

Helps recover costs if a key vendor, such as a caterer or photographer, cancels unexpectedly.

Who Needs Special Event Insurance?

Weddings & Receptions

Protect your big day from vendor cancellations, weather disruptions, or unforeseen liabilities.

Corporate & Business Events

Coverage for conferences, company parties, and professional gatherings.

Private Parties & Fundraisers

Ensure birthdays, reunions, and charity events go smoothly, even if something unexpected happens.

Common Questions About Special Event Insurance in South Carolina

  • Is special event insurance required?

    Many venues require liability coverage before hosting events. Even if not required, having a policy protects you from unexpected costs and catastrophic losses.

  • When should I purchase event insurance?

    It’s best to purchase coverage as soon as you start booking vendors and venues to ensure you're protected from the start.

  • Does special event insurance cover bad weather?

    Yes, weather-related cancellations may be covered, depending on the policy. We can help you find the right plan for your event.

Get a Free Special Event Insurance Quote

Don’t let unexpected issues ruin your big day. Secure affordable, special event insurance with Hutson-Etherredge Companies today.


Call us today at  803-649-5141 or click below to request a free quote  online.