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Personal Prescription Drug Plans in South Carolina

Medicare Part A and Part B don’t include prescription drug coverage, which means many people are left paying out-of-pocket for medications. A standalone Medicare Part D prescription drug plan helps cover the cost of prescriptions, both generic and brand-name, and can significantly reduce your pharmacy expenses.



Hutson-Etherredge Companies works with individuals across South Carolina to help select drug plans that align with their prescriptions, pharmacy preferences, and budget.

What Does Prescription Drug Plans Cover?

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Prescription medications
Helps pay for a wide range of prescription drugs, including those used to manage chronic conditions or treat temporary illness.

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Tiered drug coverage
Organizes medications into cost levels (tiers) so you pay less for generics and more for specialty drugs.

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In-network pharmacy benefits
Offers reduced pricing when you use preferred or participating pharmacies.

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Coverage gap (donut hole) support
Many plans provide discounts or coverage that reduces out-of-pocket costs during the Medicare Part D coverage gap.

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Mail-order pharmacy options
Some plans allow you to receive maintenance medications through convenient home delivery.

Why You Need It

Medicare doesn’t cover prescriptions by default

If you rely on medications, a standalone Part D plan is essential to avoid high retail prices.

Avoid late enrollment penalties

Waiting too long to enroll in a drug plan can result in permanent penalties added to your monthly premium.

Helps manage long-term costs

A drug plan reduces out-of-pocket costs, especially for those taking multiple or higher-tier prescriptions.

Frequently Asked Questions

  • Can I enroll in a Part D plan without a Medicare Supplement?

    Yes. Part D plans are standalone and can be paired with Original Medicare, with or without a supplement.




  • How do I know which plan is right for my prescriptions?

    We’ll help compare options based on the medications you take and the pharmacies you use most often.




  • What if I don’t take any medications right now?

    It’s still smart to enroll when you’re first eligible to avoid future penalties and ensure you’re covered if your needs change.




Get a Quote for a Medicare Prescription Drug Plan

Make sure your medications are covered at a cost you can manage. Hutson-Etherredge Companies can help you explore drug plans that align with your needs and your Medicare coverage.



Call us today at  803-649-5141 or click below to request a free quote  online.