Contractors Equipment Insurance in South Carolina
For businesses that rely on tools, machinery, and mobile equipment, losing access to these resources—due to theft, damage, or breakdown—can halt productivity and lead to costly delays. Commercial and contractors equipment insurance helps protect your business’s essential equipment, whether it’s used on the job site, in transit, or stored off-site.
Hutson-Etherredge Companies provides coverage for South Carolina contractors, construction crews, and service businesses that depend on their equipment to keep operations moving.
What Does This Insurance Cover?
Heavy machinery
Covers items such as bulldozers, excavators, skid steers, cranes, and other large-scale equipment against theft or physical damage.
Hand tools and portable equipment
Protects smaller tools and gear commonly transported between vehicles, storage, and job sites.
Equipment in transit
Covers tools and machinery while being moved from one location to another, including over-the-road transport.
Rented or leased equipment
Offers coverage for non-owned equipment your business may rent temporarily for specific projects.
On- and off-site storage
Extends protection to equipment stored at job sites, warehouses, or staging areas.
Why You Need Contractors Equipment Insurance
Keeps jobs on schedule
Without proper coverage, a single equipment loss can delay projects and impact your bottom line.
Fills gaps in standard property insurance
Commercial property insurance usually excludes mobile and contractor-grade equipment.
Meets contract and lease requirements
Many project owners and rental agreements require proof of insurance for all tools and machinery used on-site.
Frequently Asked Questions
Is this the same as inland marine insurance?
Yes. Contractors equipment coverage is a type of inland marine insurance designed specifically for movable tools and equipment.
Does this policy cover theft from a job site?
Yes. Theft is a common claim, and coverage is available for losses that occur at approved storage locations or active job sites.
Can I insure equipment I don’t own?
Yes. Coverage can include leased or rented equipment your company is responsible for.
Get a Quote for Contractors Equipment Insurance
Make sure your tools and machinery are protected so your team can stay on task. Hutson-Etherredge Companies can help you insure the equipment your business depends on.
Call us at
803-649-5141 or request a free quote online.