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Affordable Health Care Plans in South Carolina

Health insurance is a vital part of protecting your well-being and financial security—but finding the right plan at an affordable rate can be a challenge. Affordable health care plans, available through the Health Insurance Marketplace and private insurers, help cover the cost of doctor visits, hospital care, prescriptions, and preventive services.



Hutson-Etherredge Companies works with individuals and families across South Carolina to explore available health plan options, including those that qualify for subsidies under the Affordable Care Act (ACA).

What Do Affordable Health Care Plans Cover?

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Preventive care
Includes annual checkups, vaccines, screenings, and other services designed to catch health issues early.

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Doctor visits and specialist care
Helps pay for both routine care and visits to specialists when a referral is required.

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Emergency services
Covers ambulance transportation, ER visits, and inpatient hospital stays in the event of an emergency.

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Prescription medications
Provides access to lower-cost medications through participating pharmacies.

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Maternity and mental health services
All ACA-compliant plans include coverage for pregnancy, mental health support, and substance use treatment.

Why You Need It

Reduces out-of-pocket medical costs

Health insurance helps manage the cost of care, especially in unexpected or emergency situations.

May qualify for financial help

Depending on your income, you may be eligible for tax credits that reduce monthly premiums and out-of-pocket costs.

Ensures access to essential health benefits

Marketplace plans cover a wide range of services required by federal law, giving you broad access to care.

Frequently Asked Questions

  • Who qualifies for marketplace subsidies?

    Subsidies are based on household income and size. We can help determine if you qualify and how much assistance is available.





  • Can I enroll at any time?

    Enrollment is generally limited to the Open Enrollment Period each fall, unless you qualify for a Special Enrollment Period due to a life change.





  • What’s the difference between bronze, silver, and gold plans?

    These categories reflect how costs are shared between you and the insurer. Bronze plans have lower premiums but higher out-of-pocket costs; gold plans offer the most coverage but have higher premiums.





Get a Quote for an Affordable Health Care Plan

Explore your health insurance options with guidance from Hutson-Etherredge Companies. We'll help you understand available plans, coverage options, and whether you're eligible for financial assistance.



Call us today at  803-649-5141 or click below to request a free quote  online.