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Short Term Medical Insurance in South Carolina

When you're between jobs, waiting for other coverage to begin, or in need of temporary protection, short term medical insurance can help bridge the gap. These plans provide basic health coverage for unexpected illnesses or injuries and are designed to offer flexible, affordable protection for a limited time.



Hutson-Etherredge Companies helps individuals across South Carolina secure short term medical insurance when traditional health plans aren’t an immediate option.

What Does Short Term Medical Insurance Cover?

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Emergency care
Covers hospital stays, ER visits, and ambulance services for sudden illness or injury.

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Doctor visits
Includes coverage for urgent care or general physician visits, depending on the plan.

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Surgery and hospitalization
Helps with expenses related to inpatient and outpatient procedures.

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Diagnostic services
Covers lab work, imaging, and other tests when medically necessary.

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Prescription discounts
Many plans offer access to pharmacy discount programs to help manage out-of-pocket costs.

Why You Need It

Offers temporary coverage when you need it most

Short term plans help fill the gap when you’re between health insurance policies or ineligible for standard plans.

More affordable than traditional coverage

Monthly premiums are typically lower, making it a flexible option for short-term situations.

Can be approved quickly

Most short term plans offer fast approval, often with next-day effective dates.

Frequently Asked Questions

  • How long can I keep short term coverage?

    Short term coverage can be issued for up to 90 days.





  • Does short term insurance cover pre-existing conditions?

    No. Most short term plans do not cover pre-existing conditions, preventive care, or maternity services.






  • Can I cancel a short term plan anytime?

    Yes. You can cancel your policy at any time without penalty if your coverage needs change.






Get a Quote for Short Term Medical Insurance

If you need temporary health insurance to bridge a gap in coverage, Hutson-Etherredge Companies can help you review your options and get protected fast.



Call us today at  803-649-5141 or click below to request a free quote  online.