Medicare Supplement Insurance in South Carolina
Original Medicare helps with many healthcare costs, but it doesn’t cover everything. Out-of-pocket expenses like deductibles, copayments, and coinsurance can add up quickly. Medicare Supplement Insurance—often called Medigap—helps pay for those costs, giving you added financial protection and more predictable healthcare spending.
Hutson-Etherredge Companies works with individuals across South Carolina to help reduce their out-of-pocket exposure and support a more complete Medicare experience.
What Does Medicare Supplement Insurance Cover?
Medicare Part A and B coinsurance
Helps cover your share of costs for hospital stays and doctor visits not fully paid by Medicare.
Part A deductible
Pays the inpatient hospital deductible that Medicare doesn’t cover.
Excess charges
Covers fees that exceed Medicare-approved amounts for certain services and providers.
Foreign travel emergency care
Provides limited coverage for emergency medical services received while traveling internationally.
Extended hospital stays
Helps cover daily hospital charges after your Medicare benefits are used.
Why You Need It
Original Medicare doesn’t cover everything
Without supplemental coverage, you may be left with high out-of-pocket bills for routine care and emergencies.
Adds predictability to your healthcare budget
Medicare Supplement plans help reduce surprise expenses and make it easier to plan for annual healthcare costs.
Accepted by any provider who takes Medicare
Most plans work anywhere Medicare is accepted—no restrictive networks required.
Frequently Asked Questions
Can I buy Medicare Supplement coverage at any time?
The best time is during your Medicare Supplement Open Enrollment Period, which starts when you're 65 or older and enrolled in Part B. After that, you may need to answer health questions to qualify.
Does Medigap include prescription drug coverage?
No. You’ll need to enroll in a separate Part D drug plan for prescription medications.
Are these plans standardized?
Yes. All Medicare Supplement plans are standardized by the federal government, but availability may vary by state and insurer.
Get a Quote for Medicare Supplement Insurance
Help close the gaps in your Medicare coverage with a Medicare Supplement plan or medicare advantage plans. Hutson-Etherredge Companies is here to walk you through your options and answer your questions.
Call us today at
803-649-5141
or click below to request a free quote
online.