A woman is riding a brown horse over a hurdle.

Equine & Farm  Insurance in South Carolina

Owning a farm or caring for horses comes with unique risks that standard insurance policies may not cover. Equine & farm insurance provides comprehensive protection for horses, livestock, farm equipment, and agricultural operations, ensuring financial security in case of accidents, injuries, or property damage.



At Hutson-Etherredge Companies, we offer farm and equine insurance solutions for South Carolina horse owners, trainers, breeders, and farm operators. Whether you own a small hobby farm or a large commercial operation, we’ll help you find the right coverage for your needs.

What Does Equine & Farm Insurance Cover? 

Two horses are standing next to each other in front of a barn.
A black and white drawing of a horse with wings and a pencil on its back.

Horse Mortality & Medical Coverage

Provides protection for unexpected injuries, illness, or death of horses due to accidents or disease.

A black and white drawing of a barn with a shield and a check mark.

Farm Property Insurance

Covers barns, fencing, equipment, and other farm structures against damage from fire, storms, theft, and vandalism.

A black and white icon of a person on a shield.

Liability Protection for Horse Owners

Protects against claims of injury or property damage caused by horses, whether on your property or at events.

A black and white drawing of two goats standing next to each other.

Livestock Insurance

Provides financial protection for cattle, sheep, goats, and other farm animals in case of loss, disease, or accidents.

A black and white drawing of a horse standing on a white background.

Commercial Equine Liability Insurance

Essential for boarding facilities, trainers, breeders, and riding instructors to cover liability risks.

Why You Need Equine & Farm Insurance

Horses & Livestock Are Expensive Assets

Veterinary costs, mortality risks, and liability exposure make insurance essential for horse and farm owners.

Protects Against Natural Disasters & Theft

Storms, wildfires, and farm equipment theft can cause significant financial loss without proper coverage.

Coverage for Hobby & Commercial Farms

Whether you have a small private farm or a large agricultural business, we help you find tailored insurance solutions.

Common Questions About Equine & Farm Insurance in South Carolina

  • Is my horse covered under my homeowners policy?

    Most homeowners insurance policies do NOT cover horses. A separate equine mortality or liability policy is required for proper protection.

  • Does farm insurance cover equipment and tractors?

    Yes, farm property insurance can cover tractors, trailers, and other essential farming equipment from theft, damage, and breakdowns.

  • What types of businesses need equine liability coverage?

    Anyone involved in boarding, training, breeding, riding instruction, or horse events should have commercial equine liability insurance to protect against lawsuits.

Get a Free Equine & Farm Insurance Quote

Ensure your horses, farm, and agricultural assets are protected with equine & farm insurance policy from Hutson-Etherredge Companies.


Call us today at  803-649-5141 or click below to request a free quote  online.