BUSINESS INSURANCE

Protect Your Business, Secure Your Future

Running a business takes vision, dedication, and a lot of hard work. At Hutson-Etherredge Companies, we understand that your business is more than just a livelihood—it’s a cornerstone of your future and your community. That’s why we’re here to help protect it with comprehensive and personalized business insurance solutions.


For 150 years, we’ve partnered with South Carolina businesses of all sizes, from family-owned shops to professional service firms. Our mission is simple: to help you find plans to protect what matters most so that you can focus on growing your business.               

Comprehensive Business Insurance Solutions

No two businesses are the same, and your insurance shouldn’t be either. That’s why we offer a full suite of customizable policies to meet your specific needs:

A tall building with a lot of windows and a blue sky in the background.

Commercial Buildings & Business Personal Property

Insure your commercial space and everything inside it—from structures to furnishings and essential operating assets.

A man and a woman are talking to each other in a factory.

Development & Investment Property

Protect properties held for construction, renovation, leasing, or resale from damage, liability, and income loss.

A yellow dump truck is loading gravel on a construction site.

Contractors Equipment (Inland Marine)

Cover movable tools, machinery, and equipment used on job sites, in storage, or while in transit.

A group of construction workers are standing in a warehouse talking to each other.

Commercial General Liability & Contractors Liability

Guard your business against third-party injury, property damage, and legal claims tied to your services or job sites.

A row of cars are parked next to each other in a parking lot.

Garage Liability

Protect your auto repair, service, or dealership business from claims involving customer injuries or vehicle-related operations.

A group of people are sitting around a table having a meeting.

Professional Liability (Errors & Omissions)

Cover financial losses that may arise from alleged mistakes, missed deadlines, or unsatisfactory work in service-based industries.

A man and a woman are walking in a field next to a pile of hay.

Farm & Equine Liability

Insure your farm, animals, and agricultural operations against claims related to injuries, property damage, and farm activities.

Two men are working on a circular saw in a room.

Workers Compensation

Provide support for employees injured on the job and help your business stay compliant with state regulations.

A white gmc van is parked in the snow

Commercial Automobile

Protect your business vehicles and drivers from accidents, liability claims, and physical damage.

A row of white semi trucks are parked in a parking lot.

Trucking & Cargo Coverage

Insure your vehicles and the goods they carry with coverage for accidents, loss, theft, and transit-related risks.

A bride and groom kissing under a veil in front of a building.

Special Event Insurance

Cover one-time events like weddings, fundraisers, or festivals against cancellation, injury claims, and property damage.

A conference room with a long table and black chairs.

Directors & Officers Liability

Protect your leadership from claims tied to governance, management decisions, and fiduciary responsibilities.

A pair of glasses sitting on top of a laptop keyboard in front of a computer screen.

Cyber Liability

Insure your business against data breaches, cyberattacks, and the costs of recovering from a digital security incident.

A row of bottles of liquor are lined up on a bar shelf.

Liquor Liability

Protect your business or event from alcohol-related claims involving injury, property damage, or third-party lawsuits.

Why Choose Hutson-Etherredge for Business Insurance?

A hand is holding a small flag with a dollar sign on it.

Independent Expertise

We work with top-rated insurance providers to give you comprehensive options for coverage and price.

A black and white drawing of a building with a money bag in front of it.

Tailored Solutions

From small businesses to large enterprises, we’ll customize your policies to fit your specific risks and needs.

A magnifying glass with a map and a pin on it.

Local Knowledge

With deep roots in South Carolina, we understand the challenges businesses face in our region and are equipped to address them.

A group of stick figures are standing next to each other on a white background.

Dedicated Support

Our experienced team is here to guide you through the entire insurance process, from policy selection to claims handling.

Supporting South Carolina Businesses Since 1876

Hutson-Etherredge Companies has been a trusted partner to businesses in Aiken and beyond for generations. From protecting physical assets to navigating liability risks, we’re proud to provide solutions that let you focus on what you do best—running your business.

Let us Help You Build Your Business's Safety Net

Whether you’re starting a new venture or expanding an established company, Hutson-Etherredge Companies is here to help. Let us create an insurance plan that safeguards your hard work and ensures a brighter future for your business.


Contact us today for a free consultation or quote.