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Auto Insurance in South Carolina

At Hutson-Etherredge Companies, we work with you to provide optional auto insurance solutions to fit your needs, whether you're looking for basic liability coverage or additional physical damage protection. As an independent insurance agency, we compare policies from top-rated providers to give you options to meet your requested needs.

What Does Auto Insurance Cover? 

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Liability Coverage

Covers injuries or property damage you cause to others in an accident, helping protect you from financial loss.

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Collision Protection

Pays for damage to your vehicle after an accident, regardless of fault.

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Comprehensive Coverage

Covers non-collision incidents such as theft, vandalism, fire, or weather-related damage.

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Uninsured/Underinsured Motorist Protection

Protects you if you're involved in an accident with a driver who has no insurance or lower limits of liability insurance.

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Medical Payments (MedPay)

Helps cover medical expenses for you and your passengers after an accident.

Additional Coverage Options

Gap Insurance

Covers the difference between your car’s actual value and what you owe if your vehicle is totaled.

Roadside Assistance

Provides towing, flat tire changes, fuel delivery, and other emergency services when you're stranded.

Rental Car Reimbursement

Helps pay for a rental car while your vehicle is being repaired after a covered incident.

Common Questions About Auto Insurance in South Carolina

  • Is Auto Insurance mandatory in the state of South Carolina?

    Yes, you must certify to the SC Department of Motor Vehicles that you are insured by an automobile liability policy written by an insurance company licensed to write business in the state of SC.

  • How can I lower my auto insurance premium?

    You may qualify for discounts by bundling policies, maintaining a good driving record, installing safety features, or taking a defensive driving course.

  • Does my policy cover rental cars?

    Some policies include rental car reimbursement, but coverage can vary. We’ll help you determine if your policy includes rental coverage.

Get Your Free Auto Insurance Quote Today

Together we can find solutions to protect yourself and your vehicle with a policy designed to fit your needs. Hutson-Etherredge Companies offers auto insurance in South Carolina with competitive rates and personalized service.


Call us today at  803-649-5141 or click below to request your free quote  online.